Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
As a loan officer who's an expert in mortgage loan financing, I bring a wealth of knowledge and expertise about home loan financing. Mortgage guidelines are constantly changing, so you need someone you can trust for up-to-date information. I am eager to serve you. Here are some of the things I can do for you:
Find The Right Loan Program For You
You need someone who knows the various mortgage programs inside and out! I can work with you to find the right home loan at the right rate for you, including all the options available to meet your objectives.
Buying a home is a great investment and is the best way to leverage your money. There aren't too many other ways to invest as little as 3% and own as much as $625,000 (depending on your county limits). Trust in someone experienced with helping you get the most bang for your buck in a way that won't have you breaking your piggy bank.
Explore Your Options
Whether you are purchasing your first home, expanding your financial portfolio with investment property, or recovering from a previous short sale or foreclosure in the past, I am here to help you find the best options to suit your needs. Call me today and let’s get you started on achieving your new home dreams!